⭐ South Florida's #1 Rated Local Medicare Advisor, Near You

Medicare Help Near You,
Free & Local in
South Florida

Turning 65? Need a Medicare advisor near you? Yoni Bick and the team at MASFL compare every Medicare Advantage, Supplement, and Part D plan across South Florida at zero cost to you. Unbiased & local expertise.

5.0★
Google Rating
35+
5-Star Reviews
1,000+
Clients Helped
Free
Always Free

Get Your Free Medicare Review

No obligation. No pressure. Just honest guidance from a local expert.

🔒 Your privacy is protected. We never share your information.

Why Choose MASFL

The Medicare Advisors of South Florida Difference

South Florida seniors deserve a Medicare advisor who puts their needs first — not an insurance company's bottom line. That's exactly what we deliver.

Stress-Free Medicare Process

We ask the right questions before recommending anything. Meet by phone, Zoom, or in person at our Deerfield Beach office — whatever is easiest for you.

100% Unbiased, Independent Advice

As a truly independent agency in South Florida, we compare all carriers. We're loyal to you — not Humana, UnitedHealthcare, or any other insurer.

Local South Florida Experts

We know South Florida Medicare ZIP codes, local hospitals across Broward, Palm Beach, and Miami-Dade, and which plans have the strongest local networks.

Always 100% Free to You

Insurance carriers pay us — you never do. Our consultations, plan comparisons, enrollment support, and annual reviews are always completely free.

Medicare Plan Types Across South Florida

Comparing the Best Medicare Plans Available in South Florida

In 2026, there are many Medicare Advantage plans available across South Florida. We cut through the confusion and help you compare the most competitive options for your doctors, medications, and budget.

Medicare Advantage (Part C) South Florida

All-in-one private plans bundling hospital, medical, and drug coverage. Often $0 premium with dental, vision, and hearing extras.

  • Many plans with $0 additional premium available across South Florida
  • Includes prescription drug coverage (Part D)
  • Dental, vision & hearing benefits
  • SilverSneakers fitness membership
  • Over-the-counter allowances for vitamins, pain relievers and more

Medicare Supplement (Medigap) Florida

Fills the gaps in Original Medicare — copays, deductibles, and coinsurance — for predictable costs and unlimited provider freedom.

  • See any doctor who accepts Medicare nationwide
  • No network restrictions — no referrals needed
  • Plan G: most popular Medigap in Florida
  • Plan N: lower premium, small copays
  • Rates vary based on age, zip code and gender

Medicare Part D Prescription Drug Plans

Standalone drug plans covering brand-name and generic medications. New $2,100 out-of-pocket cap.

  • $2,100 out-of-pocket drug cap in 2026
  • Spread costs via Medicare Prescription Payment Plan
  • We check your exact medications for best formulary
  • Plans vary in premium
  • Annual review recommended every year
Who We Help

South Florida Seniors We Specialize in Helping

Whether you're enrolling for the first time or reviewing your current plan, we serve every stage of the Medicare journey across Broward, Palm Beach, and Miami-Dade counties.

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Turning 65 in Florida

Navigate your 7-month Initial Enrollment Period and avoid lifetime late penalties.

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Retiring & Losing Employer Coverage

Special Enrollment Period guidance so you transition seamlessly with zero gaps in coverage.

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Annual Plan Review

Your plan changes every year. We review your coverage each October during AEP to keep you on the best plan.

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Moving to South Florida

New to South Florida? We'll find plans that include your doctors and cover local hospitals.

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Helping a Parent Enroll

We speak plain English and take all the time needed so your loved one feels confident in their plan.

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Managing High Drug Costs

We cross-check your medication list against every formulary to minimize your out-of-pocket costs.

Yoni Bick — Licensed Independent Medicare Advisor, Fort Lauderdale, FL
Circle of
Champions
Your South Florida Medicare Expert

Meet Yoni Bick — Licensed Independent Medicare Advisor & Owner

Yoni Bick is a licensed independent Medicare insurance advisor serving all of South Florida — Broward, Palm Beach, Miami-Dade, and beyond. A Florida State University graduate (Information Technology, 2018), Yoni founded Medicare Advisors of South Florida with one mission: make Medicare simple, honest, and stress-free.

Unlike captive agents who work for a single carrier, Yoni is truly independent — he compares every plan available in your ZIP code and recommends only what's best for you. His education-first approach means you'll fully understand your options before making any decision.

Two-Time Marketplace Circle of Champions Award Winner
Treasurer, National Association of Benefits & Insurance Professionals (NABIP)
President, BNI World Class Deerfield Beach — Two-Time Notable Networker
5.0★ Rating on Google · 35+ Five-Star Client Reviews
📞 Book a Free Call with Yoni
Client Reviews

What South Florida Seniors Say About Us

★★★★★

5.0 · 35 Google reviews · Fort Lauderdale, FL

★★★★★

"Yoni's expertise in Medicare options is remarkable. His genuine care for clients is evident in his attentive listening and clear communication. He guided me through the process with patience."

E
Google Review · Fort Lauderdale ✓
★★★★★

"Yoni and his team were very helpful in explaining the Medicare signup process — Medicare Supplement vs. Advantage — and assisted us in making the right decision for our family."

M
Google Review · Broward County ✓
★★★★★

"Yoni explained Medicare better than anyone else I'd spoken to. You can tell he truly cares about helping people. Fast, friendly, and incredibly knowledgeable. Made the process super smooth."

S
Google Review · South Florida ✓
★★★★★

"Yoni has been my agent for several years and he is the best at finding the best deal with the most coverage. Highly recommend for affordable Medicare health insurance."

R
Google Review · Fort Lauderdale ✓
★★★★★

"What truly sets Yoni apart is his commitment to customer service. Prompt, patient, and clear explanations of every Medicare policy option. He made me feel valued and fully informed."

S
Google Review · Deerfield Beach ✓
★★★★★

"Medicare can be so confusing, but Yoni made it simple and digestible! He answered all my questions and found me a plan that saves me money while covering everything I need."

M
Google Review · Boca Raton ✓
5.0 Read all 35 Google reviews →
Medicare FAQ — South Florida

Frequently Asked Medicare Questions

Have more questions? Call (954) 329-1530 — We are here to help.

Where can I find a Medicare advisor near me in South Florida?
Medicare Advisors of South Florida (MASFL) is a local, independent Medicare agency serving all of Broward, Palm Beach, and Miami-Dade counties. Our office is in Deerfield Beach, FL, but we meet clients by phone or video anywhere in South Florida — so finding a trusted Medicare advisor near you is simple. Call (954) 329-1530 or fill out the form on this page for a free consultation with Yoni Bick.
What is the difference between Medicare Advantage and Medicare Supplement in South Florida?
Medicare Advantage (Part C) replaces Original Medicare through a private insurer, often with $0 premiums, and includes dental, vision, and drug coverage — but uses a network of local providers. In Broward County, there are 44+ $0-premium Advantage plans in 2026.

Medicare Supplement (Medigap) works alongside Original Medicare to cover out-of-pocket costs. Plan G is the most popular in Florida. You can see any Medicare-accepting doctor nationwide — no referrals, no networks. We'll compare both and help you decide which is right for your situation.
When should I enroll in Medicare if I'm turning 65 in South Florida?
Your Initial Enrollment Period (IEP) is a 7-month window: 3 months before your 65th birthday month, your birthday month, and 3 months after. Enrolling late triggers a permanent Part B late enrollment penalty of 10% per year you delayed.

If you're still covered by an employer group plan, you may qualify for a Special Enrollment Period (SEP) when you retire. We'll walk you through the exact timing for your situation — for free.
How much do Medicare Advantage plans cost in South Florida in 2026?
In 2026, there are many Medicare Advantage plans available across South Florida, with many offering $0 monthly premiums in South Florida alone. The average out-of-pocket maximum varies. Major carriers include Humana, UnitedHealthcare, Aetna, and Blue Cross Blue Shield.

However, the right plan depends on your specific doctors, medications, and health needs — not just the premium. We compare every plan in your ZIP code for free.
Is Medicare consulting from MASFL really free?
Yes — 100% free, always. As licensed independent Medicare agents, we are paid by insurance carriers when you enroll in a plan. You never pay us a fee of any kind. Our consultations, plan comparisons, enrollment assistance, and annual plan reviews are completely free to you — forever.
Can I switch my Medicare plan if it changes or gets worse?
Yes. During the Annual Enrollment Period (AEP) — October 15 through December 7 each year — you can switch, drop, or join Medicare Advantage and Part D plans, effective January 1. The Medicare Advantage Open Enrollment Period (January 1–March 31) also allows a one-time switch. We contact every client in October to review their plan and ensure they always have the best option available in South Florida.
What is the new $2,100 Medicare Part D drug cap and how does it affect me?
Starting in 2025, the Inflation Reduction Act caps total out-of-pocket spending on Medicare Part D prescription drugs. In 2026 that amount is now at $2,100 per year. This is a massive benefit for seniors on expensive brand-name or specialty medications who previously faced unlimited drug costs. A new Medicare Prescription Payment Plan also lets you spread your costs over the year in monthly installments. Call us to review how this affects your specific drug plan in South Florida.
Which South Florida hospitals accept Medicare Advantage plans?
Most major South Florida hospitals accept a wide range of Medicare plans, but network participation varies by plan. Key South Florida facilities include Broward Health Medical Center, Memorial Regional Hospital, Holy Cross Hospital, Cleveland Clinic Florida, Boca Raton Regional Hospital, Jackson Memorial Hospital, and Baptist Health South Florida. We verify that your preferred doctors and hospitals are in-network before recommending any plan — at no cost to you.
Service Area

Medicare Advisor Near You — Serving All of South Florida

Searching for a Medicare advisor near you? We're local, licensed in Florida, and serve every city across Broward, Palm Beach, and Miami-Dade counties. Whether you're in Fort Lauderdale, Boca Raton, Miami, or anywhere in between — we offer in-person , phone, or video consultations at no cost to you.

Fort Lauderdale
Deerfield Beach
Boca Raton
Delray Beach
Hollywood
Coral Springs
Pompano Beach
Sunrise
Plantation
Weston
Pembroke Pines
Boynton Beach
West Palm Beach
Miami
Aventura
Hallandale Beach
Margate
Tamarac
Lauderhill
Coconut Creek
Coconut Grove
Coral Gables
South Miami
Pinecrest

Ready to Simplify Your Medicare?

One free phone call with Yoni can save you thousands and give you confidence in your Medicare coverage. No obligation, no pressure — just honest local guidance.

📞 Call (954) 329-1530 — It's Free
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